Our Cash Advance Funding Programs

Merchant Resources International understands that the needs of each merchant are different. That is why we offer a variety of funding programs. Find out which funding program is best for you and apply, using our online application.

Standard Cash Advance

The standard cash advance is our original product. It is available to merchants who have owned their businesses for at least six months and process a minimum of $3,500 in monthly credit card sales. When you receive a standard advance, you can get an advance on credit card receipts, amounting in anywhere from $5,000 to $500,000. You may use this money to purchase inventory, to renovate or expand your business, for working capital purposes, or for any other business projects.

Standard cash advances can be renewed every three to four months.

Starter Cash Advance

If you’ve previously applied for a standard advance and were declined due to change in ownership, decline in business, credit issues, or any other reason, then a starter advance is for you. With a starter cash advance we may be able to fund your business up to $7,500. This small advance will allow you to prove your business’s ability to repay an advance on credit card sales and will help you build your business credit.

Starter advance repayments are made just like standard cash advance repayments. A small percentage of your business’s daily credit card sales is automatically deducted, as you continue business as usual. When your starter advance is completely repaid, you become eligible to receive an even larger amount of business cash.

Started Advance Benefits

  • Credit check not required
  • Speedy repayment
  • Automatically eligible for more business money, following repayment

Premium Cash Advance

Our premium cash advances are reserved for merchants with higher credit scores and processing volumes. If your business qualifies for a premium merchant cash advance, you can get the best rates in the industry as well as your choice of loan terms. We offer six through 12-month programs and factoring rates as low as 1.19.